We wanted to find out how much your occupation affects your life insurance premiums, so we decided count down the top most dangerous jobs. We have now reached final 2!


Within the UK, the construction industry has a reputation for being the most dangerous sector to work in. In 2012 and 2013 the Health and Safety Executive (HSE) report showed that there were 39 fatal injuries on building sites alone. This is more deaths than in any other industry, and accounted for 27% of all work related fatalities between this period.

Risks associated with being a builder:

Excavation and trenching: these hazards can be avoided if workers comply with safety regulations and use protective gear

Electrocution: it’s important for workers to take precautionary measures to ensure that they work safely when dealing with electricity

Slips, trips & falls: working high up on scaffolding and on stairways can create possible falling hazards

Moving construction vehicles: construction equipment is heavy, meaning that there is the possible hazard of being crushed or injured from machinery and vehicles if care is not taken

Falling equipment: falling bricks and other building materials is a hazard that workers must stay aware of

If you would like to have a chat to on of our specialists about health or life insurance suitable for your own profession, we would love to help you. Call us on 0844 8094897, or write to us here.

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