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10 jobs that can raise your life insurance premiums – #4

10 jobs that can raise your life insurance premiums – #4

Counting down our list of the UK’s 10 most surprisingly dangerous jobs, we’ve reached number 4 – another profession that you may not have expected to affect your life insurance premiums.

Refuse Collector:

In the grubby world of refuse collection, you never know what materials you may be dealing with. There are many different risks involved with this profession; so many in fact that 12 people died from the collection, treatment and disposal of waste between 2012 and 2013, according to the Health and Safety Executive (HSE) report. The waste management industry has a fatality rate of 7.8 per 100,000 employees.

Risks associated with being a refuse collector:

Lifting heavy loads & equipment can result in spinal damage & other physical injuries

Hazardous materials like pesticides, bleach & battery acid are a few of the daily materials that refuse collectors must stay wary of

Dangerous objects such as broken glass is often placed with general waste

Pests like rats, birds and other animals that forage for left overs can cause harm to the people collecting the waste

Danger from vehicles and collisions, because refuse collectors typically walk along the roads with the bin lorry or recycling truck

If you’d like to talk to a professional about your life insurance, don’t waste time; give Key Protect a call on 0844 809 4897 to talk to one of our specialists, or write to us here: Key Health Partnership.

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