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10 jobs that can raise your life insurance premiums – #5

10 jobs that can raise your life insurance premiums – #5

We’re now half way through our list of 10 most dangerous jobs in the UK, finding out which professions can push your life insurance premiums higher than you might expect. This week’s career is known for its risks of knocks and scrapes, but we were surprised by how fatal it can be.


The daily life of a mechanic can be busy and potentially dangerous if precautions are not taken – between 2007 and 2012, there were 8,000 work related injuries amongst mechanics, and 24 deaths. In 2012 to 2013, the Health and Safety Executive (HSE) report grouped together mechanics and car salesmen to find out just how risky this profession can be, and the report showed that there were 8 recorded deaths within the car industry as a whole, and 300 major injuries.

Risks associated with being a mechanic:

Eye damage, due to the possibility of pieces of metal flying off

Hand injuries, from being exposed to abrasive metals and parts that can reach high temperatures

Knee & joint injuries, from having to be on your knees to look at parts of the car

Chemical inhalation, with risk of exposure to potentially life threatening chemicals in brake fluid and antifreeze to name a few

Slips, trips & falls – the work space can be hazardous if it isn’t kept safe and clean

Car accidents whilst driving


At Key Protect we are passionate about giving you the best advice possible. If you would like to talk to one of our specialists about life insurance tailored to your own profession, please give us a call on 0844 809 4897 or visit us at Key Health Partnership.


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