Our Insurance Providers

We work with carefully hand-picked providers who offer the right cover and service to our clients.


Originally established as a UK health funding organisation in 1947.

Bupa has become an international healthcare company, providing health insurance, cashplans and dental policies whilst running clinics, dental centres, hospitals and aged care facilities and employing 84,000 people serving over 31 million customers around the world.

Today they are the largest private medical insurer in the UK servicing their clients from Salford Quays.

Axa Health

Founded in 1940 by doctors and hospitals working together, Axa Health is older than the NHS.

Axa began as the Association for Hospital Services, with the aim to help everyday people, on average incomes, access expert medical care fast.

In 1999 they joined the AXA Group when they bought Guardian Royal Exchange, making them part of the world’s largest insurance group, serving 107 million clients worldwide.

In 2020 they rebranded and to become AXA Health after bringing together AXA PPP healthcare, Health-on-Line and AXA ICAS to create one brand with one focus – Their members’ health.


Aviva is the largest general insurer in the UK and can trace it’s history back to the establishment of the Hand in Hand Fire & Life Insurance Society in London back in 1696.

Created by a merger of Norwich Union and CGU in February 2000, they rebranded to what we now know as Aviva.

Aviva was awarded ‘Winner’ of the Health Insurance Company of the Year for the 11th year running at the 2020 Health Insurance Awards.

Vitality Health

Vitality Health began when Discovery and Prudential launched the Pru Health brand in the UK.

They then expanded after acquiring Standard Life Healthcare, rebranding in November 2014.
Vitality’s ethos is driven by their core purpose: to make people healthier and to enhance and protect their lives by encouraging healthy living and rewarding people for doing so, and this can be seen in the innovative ways their members are rewarded for engaging in healthy pursuits along with their bold pledge to get 100 million people 20% more active by 2025.


Cigna Corporation is a global health service company with more than 200 years of experience and a workforce of more than 30,000 operating in 30 countries around the world.

Cigna believes that placing patient choice and care at the heart of claims management, and providing direct access to treatment, promotes cost savings and provides a faster route to recovery. This ethos is at the heart of their customer satisfaction survey results with 96 per cent or more members either ‘very satisfied’ or ‘satisfied’.


Formed by a group of workers in 1901 as a not-for-profit specialist health insurance organisation.

Reading Work People’s Voluntary Hospital Contributory Fund was created to cover the costs of healthcare for it’s members. In 1939, it merged with the Bristol Hospital Fund, and in 1949 it was renamed the Western Provident Association (WPA). In 1992, WPA moved from Bristol to a specially designed building in Taunton, Somerset where their head office is still located.

Not only do their members rate their claim service as excellent, with an average rating of 4.7 out of 5, but 62% of consultants surveyed by Populus would commend WPA, twice as many as their nearest competitor!


Founded in 2003, Freedom Health Insurance is a family-run company, which is not something you tend to associate with a Private Medical Insurance provider these days!

Their passionate, friendly approach is reflected in great customer service and simple products, and their fair pricing approach which is achieved by not applying No Claims Discounts to their personal clients, or extreme loadings to their company clients because an employee happens to make a large claim, means that Freedom maintain competitive premiums for their customers providing them with peace of mind.


PHC are a specialist provider of private medical insurance plans who work with carefully selected specialist health insurance intermediaries.

By doing this they are able to provide tailored and flexible healthcare solutions that reflect both the company’s needs and the requirements of their members. Although they may not be as well known, due to their decision to not operate in direct markets, PHC have been providing valuable health cover solutions to companies for over 25 years and are a specialist in their area.

PHC are also owned by one of the world’s largest insurers, AXA. Meaning their intermediaries, mutual clients and members alike are reassured that PHC are underpinned by financial strength, security and considerable expertise.

The Exeter

Exeter Friendly Society, trading as The Exeter since 2015, is a British friendly society.

The Exeter offer a range of insurance products including Private Medical Insurance, Cashplans, Income Protection Insurance, and Life Insurance. Established in 1927, they are one of the United Kingdom’s largest friendly societies with over 90,000 members and more than 100 employees.

The Exeter company ethos is that their members will never play second fiddle to shareholders because they don’t have any. This means that they can use profits to improve the quality of their policies, keep premiums affordable and pay claims quickly, which they believe to be the measure of their success.

Speak to one of our specialists to find out more about our hand-picked providers.

Call 020 3971 6977

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